| Critical illness | Lump sum on diagnosis ( 100% of Sum Insured) |
| Maternity expenses | Covered after 6 Yrs For Sum Insured: 3L- 5L: (i) Normal Delivery: Max Rs. 15,000 (ii) Caesarean: Max Rs. 25,000 |
| Critical diseases covered | Cancer, Coronary Artery (By-Pass) surgery, First Heart Attack, Kidney failure, Major Organ Transplant, Multiple Sclerosis, Paralysis & Stroke |
| Cover against terrorism and acts of terrorism | Not Covered |
| Claim actuals / sub-limit | On Actuals |
| Waiting period for hospitalization claim | 30 Days |
| Critical illness cover after _days of policy start date | 90 Days |
| Cumulative bonus / discount on claim free renewal | Increment of 10% in Sum Insured ( Max 50%) Increment of 10% in Sum Insured ( Max. of 50%) |
| Extras | Provides online Health Risk Assessment |
| Dependent's age (in case of floater) | 5-18 Yrs ( minimum age is reduced to 3 months if both parents are insured with Apollo) |