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To support medical needs of the students who travel abroad in pursue of their higher education, several Insurance companies offer student travel Insurance plans, also called overseas mediclaim. Students should just not be careful to compare various plans offered by various insurance companies but also check whether the particular insurance is valid for their University.
Student going abroad for their studies, internship or Research generally prefer not to think of Insurance problems and Accident, one looks forward to a pleasant stay. While pursuing your dreams, what if something unexpected accident / Critical illness occur ? To cope up with such emergencies, student travel insurance policy has been made mandatory by most of the universities.
Student travel insurance offers a broad coverage by ensuring that your education overseas is not interrupted due to any unforeseen event. It not only covers the Insured student for medical expenses incurred as a result of Injury or Illness, the policy also offers emergency medical evacuation, transportation services, repatriation benefit, 24 hours medical, travel assistance, dental treatment, bail bond, accidental death, disablement benefit, trip cancellation/ Interruption /delay benefit, loss/ theft/ damage to personal possessions (including travel documents) and money etc.
The benefit amount for these covers varies for every insurance company. It is recommended that the insurance policy should cover the entire period of the study term. At BimaKing, we offer student travel Insurance policy of all the insurance companies. We make it simple for students to choose a policy.
Tips when you buy Student Travel Insurance:
- Check whether the policy is valid for your university
- The entire period of study term should be covered
- Policy should be bought after a genuine comparison of not only the premium but the product features, benefits, exclusions
- Policy wordings should be read carefully or trust someone who has read the policy
- Keep the policy details in your room, email or any place from where you have a quick access
- Keep BimaKing’s or the respective insurance company’s customer service number in your mobile
- If you want to change the insurance company, make sure you do it when you are in India. For purchasing new student travel insurance, it is mandatory to be present in India.
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